If you monitor your credit reports, you’ve already taken the first step toward healthy credit. Seeing your reports is a great start, but if you’re going to make it to the 800s, you’ll need to learn how each reported item impacts your overall credit. Here’s...

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If you’re like thousands of other Americans, you never intended to stop paying off your student loans. Money was tight, the payments were too high, and you had to prioritize more immediate needs, like rent, utilities, child care, and groceries. Now your loans are in...

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Most people go to college to make more money. Yet, thanks to rising tuition rates, depressed job markets, and inflated living expenses, many Americans now find themselves crushed by the loans they once thought would enable them to achieve financial security. As bad as making...

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