STEP 1—CREDIT REPORT AUDIT FEE $150.00
This fee is due BEFORE we obtain your information, review your file, enter information into our back office, and create your initial letters. Here is what is included:
- Which errors are hurting your score the most.
- What you need to do to fix them…legally and permanently.
- How fast you’ll see results, so you can get that job, buy that house, open that business, or drive that new car.
- Review your credit report for inaccurate personal information and outdated items.
- Review accounts that can be made current.
- Review revolving and installment accounts with high credit utilization.
- Build a plan on how to fix the inaccurate, misleading and incorrect information.
- Build a plan on how to raise your credit score using the five elements of a good credit score.
Step 2—No Risk Pay After Deletion Pricing
Results Fees: Fees are only paid if the inaccurate derogatory item is removed from credit report. Files are reviewed for results every 35 days. First review will be about 35 days after we mail your initial letters to the credit bureaus.
REMOVING INACCURATE NEGATIVE ITEMS BELOW:
- Collections – $60 per item per bureau
- Inquiries– $35 per item per bureau
- Charge-offs – $60 per item per bureau
- Medical Collections – $60 per item per bureau
- Repossessions – $300 per item per bureau
- Foreclosures – $400 per item per bureau
- Evictions – $200 per item per bureau (only from bureaus)
- Judgments – $200 per item per bureau (only from bureaus)
- Bankruptcies – $500 per item per bureau (only from bureaus)
- Tax Liens – $200 per item per bureau (only from bureaus)
- Correct Personal Info – $35 per item per credit bureau – Name variation and/or address deletions
This payment option is based on trust. We perform the work first, and you only pay based on results. This is a Win for you and a Win for us.
If for any reason you decide to disappear after we fix your credit, which has happen many times, we’ll put all those negative items back into your credit report. This action will damage your FICO score a lot more because you now have recent (within 12 months) negative items on your credit report.
STEP 3—GET $20K – $40k IN CREDIT & RAISE YOUR SCORE 60-100 POINTS $500.00
This is a one hour consultation where the client is grabbed by the hand and will be educated on how to add an additional 60-120 points to their FICO within 3 months. This consultation educates the client on the following:
- Add 60 – 120 additional points to your credit score
- Show you how to obtain a $10,000 to $40,000 in personal or business credit
- Demonstrate two different credit lines that will approve you for $5k each
- How to monitor the FICO score using tools like Credit Karma.com
- Educate and explain what the FICO score consist of
- Walk you through the 7 easy steps to increase your Credit and Score (personal credit counselor)
This $500 (5 monthly installments) investment will get you $10,000 – $40,000 in credit or loans