Secrete Merchant #2 (MJC)
How we keep your customers safe:
- Our financial partner has been in business for over 48 years and have an impeccable reputation!
- There are no monthly fees.
- We use KBA’s (identity verification questions) and actual contracts with our customers to insure bureau compliance.
- We are R.E.S.P.A. compliant. We follow the same rules as AMEX, MC and Visa
- There is generally one hard inquiry with Transunion to verify application information. If there is no information on Transunion, we will pull from another bureau.
- REASONS FOR NON-APPROVAL: A) Active and open bankruptcy, B) Child support and
- C) Tax liens over 15K to 20K.
- If a customer is not approved, the $99 processing fee is fully refundable.
- 50% down with every order for the 1st year. This keeps your customers within the 30% utilization guidelines.
- $5,000.00 line of credit to everyone who is approved.
- $99 sign up. The $99 joint sign up includes a spouse, brother, sister or anyone else you want linked to your account. Both social security numbers on a joint application report to the credit bureaus.
- One time minimum purchase of $100
- Delivery within 2-3 days of order.
- 10 to 50 point jump in credit scores the 1st month of account reporting on bureau.
- No monthly fees ever.
- If you sign up, place your order and sign your contract before the 25st of the month, your account reports on the 5th of the following month.
- Only one hard inquiry (Transunion) ****EXCEPTION. If there is not enough information on Transunion, we will either pull Experian or Equifax.
- Instant Approval
- 9% interest rate
- No monthly purchases required to maintain open account after initial purchase.
- 50% down on all purchases for the 1st year only. (This aids in deterring overspending and keep spending below the 30% threshold.)
RAISE MY FICO SCORE CONSULTATION $150.00
This is a one hour consultation where the client will be graved by the hand and will be educate on how to add an additional 40-60 points to their FICO within 3 months. This consultation will be to educate the client on the following:
- Demonstrate two different credit lines that will approve the client for $5k each
- How to monitor the FICO score using tools like Credit Karma.com
- Explain what the FICO score consist of
- Review your credit report for inaccurate personal information
- BONUS *** Reveal a strategic way to getting between $10K – $20K in credit cards